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The Credit GURU!!
  • Female
  • Orlando, FL
  • United States
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Where do you live?
Orlando
About Me:

Stop by and join the fan club at www.creditadviseforyou.ning.com. Make sure you re-post the videos and forward the videos. It's time for change and millions of people do not know the truth about credit. The BLAME is on the consumer. But who forgot to TEACH THIS IN OUR SCHOOL SYSTEM AND COLLEGE.

Thank you for you assistance. Be blessed and remember to bless others. If we want change, it's up to us to change.

Free education!

The Credit Expert, Author of Innocent Victims online at Barnes and Nobles, Books A Million, Walden Books, and amazon.com

Facebook- Post Your Credit Questions!!!
http://www.facebook.com/album.php?aid=2039501&id=1077713925&...

YouTube-Subcribe to free on going credit education. Make sure you leave comments!!
http://www.youtube.com/user/PASTnations


RE-POST and let's get educated...Send through emails and forward to friends. I am only ONE person and I need your help. Remember one person can change the world. This does not cost a cent so forward...

Contact me at advocate102@hotmail.com
321-287-0986

Free workshops for the first 30 churches. Book for next year! This year has been booked already.. NO excuse, change is coming!!



Regina is the Founder & CEO of KOX FINANCIAL CONSULTING GROUP, LLC, The Founder of Outspoken Reality Social Network and now author of Innocent Victims. The name represents who she is as a person and great leaders who made change happen. She hopes to continue the legacy of Martin Luther King, Obama, and Malcom X.

Regina is the second child of seven children. She was born in Pahokee, Florida on January 27,1974. My hometown is Clewiston, Florida. After college, she moved to Orlando, Florida where she currently resides. She holds a Bachelors Degree from Florida State University from the Department of Education and a Masters Degree from University of Central Florida in Criminal Justice.

Prior to starting her consulting business, She worked with the State of Florida for five years. Afterwards, she ventured in the private sector as a program director for boys in youth programs.

Regina states that life has taught her a lot of lessons. She states that leadership is so important and she does not see that in the world of credit and finance. She has data from her research that explains why consumers have bad credit.

Regina has seen both sides of the fence when it comes to finance. She was raised on welfare and lived in a mobile home park. She has seen the side of struggle and the side of having a money.

She recently started Innocent Victims of CREDIT Social Network, in December 2008. She created the network to be an avenue for consumers. The lord revealed that her calling was helping people. Regina realized that god gave her the best gift a person can have. He blessed her with knowledge. In 2003, her pastor Fred Gamble of (True Vine) told her that god had a plan for her life. It was not until 2008, that she realized what that was. Regina states that she tried running from credit, but it keep hitting me in the face. She received numerous calls from her family, friends, and people who she did not know. She had to turn many of them away. However, with the wake of the mortgage and credit crisis she knew her knowledge could help Americans. On January 21, 2009 when our president called for ordinary citizens to help change the world.

Regina states that was the call and the second confirmation from god that she needed.
Name of Business?
Kox Financial Consulting Group
Website:
http://www.reginalittles.com
How did you find out about us?
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Innocent Victims

WORLD EXCLUSIVE INTERVIEW INNOCENT VICTIMS

It is my hope that this book circulates amongst many generations, educating adults and children alike. If our children are educated early about the proper use of credit and the importance of protecting their names, then we could see a greater outcome.

Innocent Victims takes you on a journey where you become more aware about your surrounding as to what’s really happening in credit world. Millions of people are working for nothing and sometimes when the realize it, it’s too late. We hear all the time, the key to financial wealth is homeownership, but the key is understanding CREDIT. Without credit, consumers will find themselves up side down, due to high interest loans.



Consumer Credithas become the crux of our economic crisis. Many people have put the blame on the individuals for taking out loans that they could not afford, but the true responsibility falls on the heads of the lending industry who intentionally gave out loans to consumers that they knew couldn’t afford them. This book was written to expose the truth behind the greed of the lending industry and how they tend to prey on uninformed consumers. My goal is to reveal the deception behind poor lending practices that often result in an overwhelming amount of debt and financial slavery for the borrower. Most consumers tend to purchase high ticket items and get buried under piles and piles of debt without fully understanding the terms of the loans that they sign off on.

The lack of financial education couldn’t be more evident than now where foreclosed homes are at an all time high and consumers filing for bankruptcy have superseded any record ever, in our Country’s history! It’s not ironic that the release of this book comes at a time where our Nation and the World has supported the cry for “CHANGE”. For nearly eight years, I’ve tried to get Innocent Victims on the shelves, but realized that this was the perfect season for its release. The election of 2008 has been noted as one of America’s greatest historic events, and it is with great joy that I stand as an advocate with our Presidents call to action for each one of us to do our part in the process. As a analyst in Consumer Credit, I want to make sure that I touch as many lives as possible with this information to help individuals learn how to protect their future from shark lending practices, and become educated about the proper use of credit.

It is my hope that this book circulates amongst many generations, educating adults and children alike. If our children are educated early about the proper use of credit and the importance of protecting their names, then we could see a greater outcome of success for their future and their financial positions. Innocent Victims is an eye opener for many people of all ages. If you have had a challenging encounter with your credit so far and wish to totally reposition yourself, then Innocent Victims will position you to never become the victim again! And if you are a newbie on the credit scene, and are taking precautionary actions to ensure that you are never the victim, then you have made a wise choice as I will educate you on how creditors view your credit profile, and the misleading information given to consumers to lure them into the traps of financial slavery.

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The Credit GURU!!

Free Credit Education



Stop by and join the fan club at www.creditadviseforyou.ning.com. Make sure you re-post the videos and forward the videos. It's time for change and millions of people do not know the truth about credit. The BLAME is on the consumer. But who forgot to TEACH THIS IN OUR SCHOOL SYSTEM AND COLLEGE.

Thank you for you assistance. Be blessed and remember to bless others. If we want change, it's up to us to change.

Free education!… Continue

Posted on November 5, 2009 at 9:36pm —

The Credit GURU!!

October 15, 2009 Is National Check Your Credit "Check Up Day"

It's official!! You heard it first from The Hardest Working Woman in Credit. These companies are taking advantage of uneducated people. Your credit is important. I am declaring October 15, 2009 as National Credit "Check Up Day". Mark your calendars and do something productive. Invest in yourself and avoid the credit traps of society. It's time to correct the errors in your file and step up your credit GAME!

It is very important to make sure your file is REPORTED correctly and UPDATED. One major… Continue

Posted on October 4, 2009 at 12:25pm —

Comment Wall (4 comments)

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At 6:17pm on July 26, 2009, Prophetess/Rev. Gail Rose said…
Thank you for connecting with me. I'm going to be a grandma soon too. It's a girl and my first. Due the end of September and I can't wait! Will be droping by from time to time and I hope you do the same. God bless you!
At 6:11pm on June 30, 2009, Malkia said…
Greetings Welcome,
It's wonderful to connect with you, I wish you continued success....
At 5:35am on June 14, 2009, Ola Jackson said…
Welcome,

Hi Regina,

Welcome. Your book is timely. We may start a book station for our authors. What do you think about that?


Ola
At 10:50am on June 11, 2009, Michelle K. Mitchell said…
Greetings. Welcome to connectingblack. Peace and blessings. Michelle
 
 

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A Comments from one of our readers:
Thank you for allowing a platform of expression for the Home Girl, CEO.
You and your vision are both absolutely FABULOUS!
As far As my home based business, I haven't completely taking the plunge but, I'm 90% there!

Here's my thing:
I can no longer fall victim to a work place that has not set up ample respect for the single mom! My last job wanted me to work from 4pm-1am. In my opinion, they were telling me to forget about my family, and forget about having a life and let someone else raise your child!
To me, that's truly unacceptable as well as, on the other hand, motivating.
I can't continue to do the same thing and get the same results. I think they call that "insanity", right!
For me, that was a serious wake up call. So now, I'm working through this thing called "fear" and it's been a douzie! However, I plan to succeed at all cost.
I have too! I'm not giving myself any other option and you shouldn't either.
Always remember that we come from a background of strong survivors that would do anything for the price of freedom, even risk loosing their lives.
So , on that note, lets expect to succeed. Let's plan, organize, and execute! Let's be that person that we are waiting to show up! Let's do the do! Let's make a committment to hold each other accountable for success. I'll take the stand first.

Missie Shealey

An Event that You Need to Know About




 

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